Author name: Elara Voskian
Elara Voskian is a certified student loan counselor and former federal loan servicing auditor with 12 years of frontline experience navigating deferment, forbearance, and income-driven repayment systems. She co-developed a nonprofit deferment eligibility toolkit adopted by 37 community colleges. Holding dual credentials in financial counseling and public policy, she specializes in cross-program deferment optimization—particularly for nontraditional, gig-economy, and reentry borrowers.
